There are three main ways to obtain your credit score in Baltimore, Maryland. We will discuss all three ways.
FICO (PAID)
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- You can get your FICO credit score at: www.myfico.com
- The benefit of your FICO credit score is that most car and mortgage companies use this score to determine your eligibility for financing.
- The cost to obtain your one time FICO credit score from all three credit bureaus is a one time fee of $60.
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Credit Karma (FREE)
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- You can get your Credit Karma credit score at: www.creditkarma.com
- CreditKarma is free.
- CreditKarma uses the vantagescore credit scoring model to calculate its scores.however the score is calculated differently than FICO.
- FICO scores are generally used to determine eligibility for financing.
- A score of at least 670 (for FICO) and 700 (for VantageScore) will generally qualify as having good credit.
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Bank or Credit Card Issuer (FREE)
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- Some banks and credit card issuers offer members access to their FICO scores for free.
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If you need further assistance obtaining your credit report in Baltimore, Maryland, contact us today.